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Bad Credit Auto Financing Carnes Motor Company offers in house financing with easy terms, affordable down payments for people with bad credit. Cars | Trucks | Vans | SUVsYou can actually save yourself a lot of money by having a significant down payment when you get a car loan in Knoxville. When you're dealing with bad credit car loans, subprime lenders typically want a minimum of $1,000 down, or 10 percent of the car's selling price. This standard is only a general rule of thumb, and specific amounts vary by ...We have an extensive network of 25 car dealerships that offer no credit check and no down payment options. Find your next 0 down payment car with Drivers Lane's no money down car dealer connection. Menu. Loan Request; No Money Down Cars; No Money Down Dealers; ... in Houston, TX 77034. Used Car Lot Price: $10,999. 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