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Sep 19, 2019 ... ... ibx.com Connect With Independence Blue Cross! For insurance information and member access → http://www.ibx.com For our blog with health and .... Ponce de leon bank

IBX Medicare offers Medicare health insurance plans with access to a large provider network, health coaches, and other perks and benefits. Learn how to shop, apply, and manage your plan online or by phone. QCC Insurance Company and Independence Administrators are subsidiaries of Independence Blue Cross — independent licensees of the Blue Cross and Blue Shield Association. Apr 27, 2023 ... ... IBX achieve health justice and overcome the structural racism that ... insurance information and member access: https://www.ibx.com Our blog ...Also called a subsidy, financial assistance is offered by the federal government to help offset the costs of individual and family health insurance plans. Depending on family size and household income levels, some people may be eligible for a lower premium, lower cost-sharing, or both. See if you qualify for a subsidy.Health insurance basics Tax credit calculator IBX health plans How to enroll FAQ . Employers. Comprehensive plans for every business size and budget ... Email: [email protected]: Credentialing application corrections: Email: [email protected] Fax: 215-238-2549 Customer ServiceWith a tiered network, Keystone HMO Proactive plans also give you a way to save on your out-of-pocket costs by using certain providers. We’ve grouped our in-network providers into three tiers. Doctors and hospitals that offer high-quality care at a lower cost are in Tier 1 – Preferred. More than half of doctors and hospitals in our network ...MedigapFreedom members can take advantage of the following value-added services through the Davis Vision Discount program: 15% off routine eye exams. 35% off eyeglass frames ** (retail price) Discounts on spectacle lenses and lens options **. 15% off contact lenses (in lieu of eyeglasses) 20% off non-prescription sunglasses.If you suspect health care fraud, report it here. Media Inquiries. Information and interview requests for members of the media. General Inquiries. How to reach us by mail, email, or phone. Office Location: Independence Administrators. 1900 …Compare 2024 Health Plans. This chart compares health plan benefits and estimated out-of-pocket costs for Independence Blue Cross in-network services — including doctor and hospital visits, specialty care, and prescription drugs. …Keystone 65 Select Rx HMO. $50.50 monthly plan premium in Bucks and Philadelphia counties; $77.50 in Chester, Delaware, and Montgomery counties. $0 primary care physician copays. No referrals or deductibles. Largest network of doctors and hospitals in our coverage area¹. $0 copay for routine vision and hearing exams once per year, plus ...If you forgot your password for IBX, the online service of Independence Blue Cross, you can reset it here. Enter your username and follow the instructions to create a new password. You will need your member ID card or social security number to verify your identity. Independence Blue Cross is a subsidiary of Independence Health Group, Inc. — independent licensees of the Blue Cross and Blue Shield Association, serving the health insurance needs of Philadelphia and southeastern Pennsylvania Financial well-being. Innovative college tuition and student loan repayment programs help you achieve your financial goals. 1. 1 Not all members have this offering as part of their benefits plans. Please contact Customer Service or your benefits administrator to determine if this benefit applies to your coverage.Independence Blue Cross offers products through its subsidiaries Independence Hospital Indemnity Plan, Keystone Health Plan East and QCC Insurance Company, and with Highmark Blue Shield — independent licensees of the Blue Cross and Blue Shield Association. Step 2: Scroll down the page and click on the truck icon.Independence Blue Cross is an independent licensee of the Blue Cross and Blue Shield Association, serving the health insurance needs of Philadelphia and southeastern Pennsylvania. SITE MAP . Skip to main content. Menu. Menu. Sign …1 Whether you’re applying online or by phone, you’ll need to have an email address for registration. If you prefer not to create an email address, please request a paper application by calling 1-888-475-6206 (TTY: 711). 2 Credit cards are only accepted for the first month’s premium. View Independence's FAQ about shopping and enrolling for ...Medical, pharmacy, and vision plans Blue Solutions® health plans for small business employers. Our Blue Solutions portfolio helps meet the unique needs of small employers with cost-effective and innovative health plan designs, well-being programs, and value-added services. Choose from a wide variety of medical plans designed to help you lower ...Your IBX Care Card is a convenient way to save money and access your over-the-counter (OTC) benefit and — NEW for 2024 for select plans — dental, vision, ... Health Group, Inc. — independent licensees of the Blue Cross and Blue Shield Association, serving the health insurance needs of Bucks, Chester, Delaware, Montgomery, ... Did you know that you can estimate your out-of-pocket costs before you schedule a doctor’s appointment or medical procedure? You can, with the new Care Cost Estimator tool. 1 It also lets you compare providers by price, based on your specific health plan. Use it at home at ibx.com or on the go with the IBX App! Blue Insider SM. Get exclusive deals and discounts on amusement parks, hotels, shopping, movie tickets, sporting events, Broadway shows, museums, and other attractions. Don’t miss out on these great offers from well-known national, regional, and …Learn More About IBX Plans – The Largest Health Insurance Company in the Philadelphia Region. Our focus at Health & Benefits Partners has always been to help you navigate the often-confusing world of health insurance.PEAR portal. Tap into the Provider Engagement, Analytics & Reporting (PEAR) portal, our secure online provider gateway that allows real-time transactions between Independence Blue Cross and your office. Learn more.Buying health insurance for the first time seems confusing at first. You are presented with so many insurance options that you are unsure which is best. In reality, getting your fi...People are often excited when they receive dental insurance from their jobs. They’re excited, that is, until they realize that dental insurance is not like medical insurance. Check...Provider News Center. Contact us. Referral submission rules. Independence does not accept paper referrals with HMO/POS claims for payment. Any paper referrals submitted will be returned to the issuing provider without payment. Note: Effective for dates of services on or after January 1, 2018, we no longer require any Medicare Advantage HMO ...You must activate your IBX Care Card before you can use it. Visit OTCNetwork.com or call 1-833-552-4729 (TTY/TDD: 711) to activate your card. You will be asked to enter your IBX Care Card number and the last four digits of your Independence Blue Cross member ID, which is found on your health insurance card. Please note: You may begin using your ...Health Insurance Programs (SCHIP) administered as a part of a state’s Medicaid program, and Medicare Complementary and Supplemental products, also known as Medigap. Government-determined reimbursement levels apply to these products. ® ® Tip for success While Independence would route these “no suitcase” claims for out-of-area members toAlso, there tends to be much less paperwork when you visit an in-network provider—your insurance takes care of authorizations and guides you through the paperwork process. For more information, or if you do not see your plan listed, feel free to call our office (267-339-3558) to make sure your plan is accepted or visit your insurance provider’s website to … Join Independence. If you are an organizational or professional provider interested in joining an Independence network, we encourage you to start by completing and returning a credentialing application. (Note that any information obtained will not be shared with third parties.) Learn about qualifying to be a provider in the Independence Blue ... Medical, pharmacy, and vision plans Blue Solutions® health plans for small business employers. Our Blue Solutions portfolio helps meet the unique needs of small employers with cost-effective and innovative health plan designs, well-being programs, and value-added services. Choose from a wide variety of medical plans designed to help you lower ...Health insurance basics Tax credit calculator IBX health plans How to enroll FAQ . Employers. Comprehensive plans for every business size and budget ... Email: [email protected]: Credentialing application corrections: Email: [email protected] Fax: 215-238-2549 Customer Service Glaucoma is a disease that damages the optic nerve... View the updated notice for Independence health plan members. Independence Blue Cross (IBX) offers affordable health care, dental, vision and Medicare plans in Philadelphia and southeastern Pennsylvania. Independence Blue Cross offers two vision plans 1 for adults ages 19 and older: 2 Vision Care 150 and Vision Care 200. These plans offer: Easy access to the national Davis Vision network of over 131,000 access points across the country, including Visionworks stores and other retailers. Fully covered routine vision exams — pay $0 at the time ... Payer ID provider number reference — Professional. Use this guide as a reference tool when submitting professional claims. The information was current at the time of publication. We will announce changes on the Provider News Center and the Provider Engagement, Analytics & Reporting (PEAR) portal. Valid and registered NPI is required. Valid ...I acknowledge that I am the policyholder or have been expressly authorized by the policyholder to access the policy information through this billing portal and I acknowledge that Independence Blue Cross reserves the right to take appropriate action against me if I misrepresent my identity or fraudulently access policy information on this site.Independence Blue Cross offers a range of health plans with comprehensive coverage, zero-dollar virtual care, and expanded tax credits for 2023. Learn how to enroll online, by phone, or in person before January 15, …Keystone Health Plan East HMO plans. With a Keystone HMO plan from Independence Blue Cross, you can see any doctor or visit any hospital in the Keystone Health Plan East network. You will pick a primary care physician (PCP), or family doctor, to coordinate your care. Your PCP will treat you for general health needs and refer you to specialists ...IBX Insights. Get Care from Home with Telemedicine. By Dr. Ronald J. Brooks MD, FACP February 19, 2021 February 23rd, ... Health Insurance Covers 100 Percent of Preventive Care….But What Is Preventive Care? November 20, 2018; Family doctor, Urgent Care, or ER? March 1, 2018;Employer portal Discover the benefits of online plan management. As a group administrator or business owner offering Independence Blue Cross health insurance plans, you can safely and conveniently manage your group’s account through our secure online portal.EPO plan. With a Personal Choice EPO plan from Independence Blue Cross, you can choose any in-network doctor or hospital. You also have in-network coverage across the U.S. through BlueCard® PPO, which offers the largest network of doctors and hospitals in the country. You aren’t required to choose a primary care physician (PCP) or get ...Our HMO network providers have been categorized into one of three benefit tiers for Keystone HMO Proactive: Tier 1 — Preferred: Members pay the lowest cost-sharing for most services. Tier 2 — Enhanced: Members pay a higher cost-sharing for most services compared to Tier 1 — Preferred. Tier 3 — Standard: Members pay the highest cost ...How do you decide whether or not you need life insurance? HowStuffWorks takes you inside the decision-making process. Advertisement Insurance is the price tag for being an adult. H... Members with PA dental insurance plans provided by Independence Blue Cross can conveniently search online for network dentists. Online directory features: Search by dentist or practice name, location, or specialty. Compare dentists. Get more information such as languages, ages treated, accepting new patient, gender, handicap accessible. Keystone HMO CHIP monthly premiums depend on household size and income, and range from No Cost to Low Cost to Full Cost options. View our Keystone HMO CHIP premium information. Low-cost Keystone HMO CHIP*: $45.00, $87.90, or $100.46 per child per month. Full-cost Keystone HMO CHIP*: $310.93 per child per month.The simple answer here is that if you have a spouse or children or other members of the family relying on you financially, then this type of insurance isn’t just necessary, it’s es...We can help! Call 1-844-891-0700 (TTY: 711), Monday – Friday, 8 a.m. – 8 p.m. EST. *Whether you’re applying for a 2024 health insurance plan online or by phone, you’ll need to have an email address for registration. If you prefer not to create an email address, please request a paper application by calling 1-888-475-6206 (TTY: 711).If you forgot your password for IBX, the online service of Independence Blue Cross, you can reset it here. Enter your username and follow the instructions to create a new password. You will need your member ID card or social security number to verify your identity.Affiliates. Independence Blue Cross is the region’s leading provider of health care benefits — thanks in part to the specialized services and managed care expertise of our affiliates and subsidiaries. As the health insurance needs of our customers expand, our subsidiaries become increasingly important in enabling us to provide the services ...Consumers can visit Independence’s website, ibx.com, to find the health insurance coverage that is right for them and enroll in a health plan directly with Independence. The state-based exchange, pennie.com , is the only place consumers can enroll in health plans with financial assistance, and Pennie will make the final …Sep 19, 2019 ... ... ibx.com Connect With Independence Blue Cross! For insurance information and member access → http://www.ibx.com For our blog with health and ...Apr 27, 2023 ... ... IBX achieve health justice and overcome the structural racism that ... insurance information and member access: https://www.ibx.com Our blog ...It typically takes 90-120 days to complete the credentialing process once Independence has received all requested documentation. While we remind you to please respond promptly to all inquiries for documentation, we do apologize for the delay and appreciate your patience. Credentialing involves two key steps: Apply for credentialing using the ...When I wrote about calculating the total out-of-pocket cost of your health insurance plan earlier this week, some of you asked why we should bother with health insurance in the fir...Oct 6, 2023 · Call 1-844-891-0700 (TTY: 711), Monday – Friday, 8 a.m. – 8 p.m. EST. *Whether you’re applying for a 2024 health insurance plan online or by phone, you’ll need to have an email address for registration. If you prefer not to create an email address, please request a paper application by calling 1-888-475-6206 (TTY: 711). Blue Cross Blue Shield (BCBS) is our pick for the best overall health insurance provider due to its significant provider network, widespread nationwide availability, good-value silver ACA plans, and numerous plan options. Although the Affordable Care Act (ACA) established national standards for health insurance plans, … Visit OTCNetwork.com or call 1-833-552-4729 (TTY/TDD: 711) to activate your card. You will be asked to enter your IBX Care Card number and the last four digits of your Independence Blue Cross member ID, which is found on your health insurance card. Please note: You may begin using your card the month your Independence Blue Cross coverage ... A Personal Choice PPO health plan from Independence Blue Cross may be the best option for you and your family if you: Want health coverage for both in-network and out-of-network providers. Would like in-network coverage across the country through BlueCard PPO. Want the flexibility to pay less for medical costs when you choose in-network providers.1-800-303-0656 (TTY/TDD: 711) 8 a.m. - 8 p.m., seven days a week. Shop plans. Find a Medicare plan. Medicare basics Money saving programs Medicare Advantage plans Medicare supplement plans Shop for a plan Find an agent. Medicare Supplement plans in Pennsylvania. Independence Blue Cross (Independence) offers affordable …IBX health plans. How to enroll. FAQ. How much does health insurance cost? Understanding how much you will pay for health insurance is essential when shopping for the right health plan — one that works for your health needs and your budget. What variables affect the cost of an individual health insurance plan?Preferred Provider Organizations (PPO) A PPO is a type of health plan that allows members to see providers in and out of the plan’s network. While members can use providers outside the network, they will have higher out-of-pocket costs and some services may not be covered. To go directly to Independence’s PPO plans, visit Personal Choice ...IBX Insurance Agency is a family owned and operated agency that offers personal and commercial insurance products in North Carolina. They have 40 years of experience, same day auto insurance, 24/7 claims assistance, and friendly staff. There are two ways to enroll in a health insurance plan with Independence Blue Cross (IBX) – if you aren’t already enrolled in one. The first is through Open Enrollment; the second is through Special Enrollment – which you would take advantage of if you have a qualifying life event. If you’re currently enrolled in a health insurance ... Independence Blue Cross is a subsidiary of Independence Health Group, Inc. — independent licensees of the Blue Cross and Blue Shield Association, serving the health insurance needs of Philadelphia and southeastern PennsylvaniaAffiliates. Independence Blue Cross is the region’s leading provider of health care benefits — thanks in part to the specialized services and managed care expertise of our affiliates and subsidiaries. As the health insurance needs of our customers expand, our subsidiaries become increasingly important in enabling us to provide the services ...When it comes to protecting your valuable electronic devices, insurance is a must-have. There are many insurance providers out there, but Asurion has gained a reputation as one of ...Independence Blue Cross offers two vision plans 1 for adults ages 19 and older: 2 Vision Care 150 and Vision Care 200. These plans offer: Easy access to the national Davis Vision network of over 131,000 access points across the country, including Visionworks stores and other retailers. Fully covered routine vision exams — pay $0 at the time ...Toll-free 1-866-456-1695 (TTY/TDD: 711), 8 a.m. to 8 p.m. seven days a week. To help you better manage your time when calling us, you may wish to call during our least busy time — at the end of the week. Our busiest time is at the beginning of the week, with the most calls coming on Monday and Tuesday.Get care. 1-800-303-0656 (TTY/TDD: 711) 8 a.m. - 8 p.m., seven days a week. Shop plans. Get care. Find a doctor, dentist, or pharmacy Find a drug Plan documents. Find a doctor, dentist, or pharmacy. Your Independence Blue Cross (Independence) coverage gives you access to one of the largest provider networks in …With new and improved features, the IBX app gives you easy access to your health care coverage 24/7, wherever you are. Use the app to: • Access coverage and additional benefit information. • View, share, or order a new ID card. • Build a virtual care team for quick access to your primary and preferred providers.Provider News Center. BlueCard ®. BlueCard is a national program offered through the Blue Cross and Blue Shield Association, an association of independent Blue Cross ® and Blue Shield ® plans, that enables members of one Blue Plan to obtain health care service benefits while traveling or living in another Blue Plan’s service area. The ...EPO plan. With a Personal Choice EPO plan from Independence Blue Cross, you can choose any in-network doctor or hospital. You also have in-network coverage across the U.S. through BlueCard® PPO, which offers the largest network of doctors and hospitals in the country. You aren’t required to choose a primary care physician (PCP) or get ... If you are interested in having a registered nurse Health Coach work with your Independence patients, please complete a Physician Referral Form or contact us by calling 1-800-313-8628. Prior Authorizations. Providers must complete a request form for all prescription drugs that require prior authorization. With a tiered network, Keystone HMO Proactive plans also give you a way to save on your out-of-pocket costs by using certain providers. We’ve grouped our in-network providers into three tiers. Doctors and hospitals that offer high-quality care at a lower cost are in Tier 1 – Preferred. More than half of doctors and hospitals in our network ...Medicare Advantage members can choose to purchase OTC COVID-19 test kits with the IBX Care Card under the OTC benefit at participating retailers. ... Independence Blue Cross is an independent licensee of the Blue Cross and Blue Shield Association, serving the health insurance needs of Philadelphia and southeastern …Feb 16, 2018 ... With new and improved features, the IBX app gives you easy access to your health care coverage 24/7, wherever you are. Use the IBX app to ... If you are interested in having a registered nurse Health Coach work with your Independence patients, please complete a Physician Referral Form or contact us by calling 1-800-313-8628. Prior Authorizations. Providers must complete a request form for all prescription drugs that require prior authorization. Jan 19, 2023 ... Comments3 · How To Get Better Health Insurance If You're Self Employed | TIPS TO SAVE ON YOUR MEDICAL EXPENSES · It's Not Always Easy to Swit... Independence Blue Cross (IBX) is the leading health insurance company in southeastern Pennsylvania. With our affiliates, we serve millions of people nationwide. For more than 85 years, we’ve had an unwavering commitment to our mission to enhance the health and well-being of the people and communities we serve. As a licensee of the Blue Cross ... Personal Choice 65 PPO is a health plan for Medicare members in the Philadelphia area. It offers dental, hearing, vision, and over-the-counter benefits, as well as telemedicine and traveler services. You can find a provider, pharmacy, or member ID card at ibx.com. Members with PA dental insurance plans provided by Independence Blue Cross can conveniently search online for network dentists. Online directory features: Search by dentist or practice name, location, or specialty. Compare dentists. Get more information such as languages, ages treated, accepting new patient, gender, handicap accessible. Personal Choice 65 SM Elite Rx PPO. $25.60 monthly plan premium in all five counties. $0 in-network primary care physician copay. No medical or prescription drug deductibles. Largest choice of doctors and hospitals in our area¹ with a traveler network that includes 48 states and Puerto Rico**. $0 copay for routine vision and hearing exams …Our company. Serving nearly three million people in the area, Independence Blue Cross is the leading health insurance company in the Philadelphia region. Learn more. IBX Insurance Agency is a family owned and operated Independent Agency established in December 2013. Trust IBX’s 40 years of experience to find you the best coverage for the best value. We are a full service agency and are committed to providing high quality, unbeatable customer service. Independence Blue Cross (IBX) is the leading health insurance company in southeastern Pennsylvania. With our affiliates, we serve millions of people nationwide. For more than 85 years, we’ve had an unwavering commitment to our mission to enhance the health and well-being of the people and communities we serve. As a licensee of the Blue Cross ...

Individual and family health plans. Ready to get covered? 1‑888‑475‑6206. Shop plans. Health insurance basics. Understanding health insurance. Health insurance basics. Independence Blue Cross simplifies health insurance, helping you understand how it works, how to choose a plan, and how to get the most from your plan. . Best dating apps 2024

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The One Pass TM fitness program. Independence Blue Cross (IBX) Medicare Advantage members have access to the One Pass TM fitness benefit, which offers a variety of physical, social, and mental fitness programs.. Benefits of One Pass. Access to a national fitness network, including participating gyms and local YMCAs, boutique and spinning studios, … The Medical Policy Portal offers streamlined navigation to the various types of policies available. Once you accept the terms and conditions below, you’ll be connected to the Medical Policy Portal. From there, simply click the applicable policy portfolio (i.e., Commercial, Medicare Advantage, MAPPO Host) from the selections across the top of ... A PPO is a type of health plan that allows members to see providers in and out of the plan’s network. While members can use providers outside the network, they will have higher out-of-pocket costs and some services may not be covered. To go directly to Independence’s PPO plans, visit Personal Choice PPO plans. Medical and Claim Payment Policy Portal. The Commercial, Medicare Advantage and MA PPO Host policy bulletins on this website were developed to communicate both clinical and claim payment reimbursement positions for services administered under the applicable member’s medical health benefit plan. To access the Commercial, Medicare Advantage …Health Insurance Programs (SCHIP) administered as a part of a state’s Medicaid program, and Medicare Complementary and Supplemental products, also known as Medigap. Government-determined reimbursement levels apply to these products. ® ® Tip for success While Independence would route these “no suitcase” claims for out-of-area members toOur HMO network providers have been categorized into one of three benefit tiers for Keystone HMO Proactive: Tier 1 — Preferred: Members pay the lowest cost-sharing for most services. Tier 2 — Enhanced: Members pay a higher cost-sharing for most services compared to Tier 1 — Preferred. Tier 3 — Standard: Members pay the highest cost ...Provider News Center. BlueCard ®. BlueCard is a national program offered through the Blue Cross and Blue Shield Association, an association of independent Blue Cross ® and Blue Shield ® plans, that enables members of one Blue Plan to obtain health care service benefits while traveling or living in another Blue Plan’s service area. The ...Personal Choice 65 SM Elite Rx PPO. $25.60 monthly plan premium in all five counties. $0 in-network primary care physician copay. No medical or prescription drug deductibles. Largest choice of doctors and hospitals in our area¹ with a traveler network that includes 48 states and Puerto Rico**. $0 copay for routine vision and hearing exams …Glaucoma is a disease that damages the optic nerve... View the updated notice for Independence health plan members. Independence Blue Cross (IBX) offers affordable health care, dental, vision and Medicare plans in …Compare 2024 Health Plans. This chart compares health plan benefits and estimated out-of-pocket costs for Independence Blue Cross in-network services — including doctor and hospital visits, specialty care, and prescription drugs. …Enroll online or call Independence Blue Cross at 1-888-475-6206 (TTY:711). If you are eligible for financial assistance, apply here. If you are not eligible for financial assistance, apply now. The Special Enrollment Period is a period outside of open enrollment when you may be eligible to apply for a health plan. IBX is a health insurer that offers plans for individuals, families, employers, and Medicare beneficiaries in Philadelphia and southeastern Pennsylvania. Learn about IBX's coverage, wellness programs, community involvement, and news. We can help! Call 1-844-891-0700 (TTY: 711), Monday – Friday, 8 a.m. – 8 p.m. EST. *Whether you’re applying for a 2024 health insurance plan online or by phone, you’ll need to have an email address for registration. If you prefer not to create an email address, please request a paper application by calling 1-888-475-6206 (TTY: 711).With new and improved features, the IBX app gives you easy access to your health care coverage 24/7, wherever you are. Use the app to: • Access coverage and additional benefit information. • View, share, or order a new ID card. • Build a virtual care team for quick access to your primary and preferred providers.The ultimate guide on understanding and navigating health insurance, including common terms and questions about cost and coverage. Find a doctor Contact Us Find a plan Get care Stay ... Yes. Once you are a member, it’s easy to change your PCP. Simply login to ibx.com to make the change, or call 1-844-BLUE-4ME (or 1-844-258-3463, TTY: 711).1 Whether you’re applying online or by phone, you’ll need to have an email address for registration. If you prefer not to create an email address, please request a paper application by calling 1-888-475-6206 (TTY: 711). 2 Credit cards are only accepted for the first month’s premium. View Independence's FAQ about shopping and enrolling for ... Find important information on Independence Blue Cross (Independence) policies and guidelines that best apply to you. If you have additional questions and need assistance, please call our support team at 1-888-475-6206. Jump to: Benefits that require preapproval. Specialty medical benefit drugs requiring precertification. Inpatient hospital stays. Jan 26, 2023 ... ... insurance information and member access: https://www.ibx.com/medicare For our blog with health and wellness resources and insurance tips ... Our eyes send information to our brains in a split second, helping us make important decisions to navigate the world around us. Glaucoma is a disease that damages the optic nerve... Independence Blue Cross (IBX) offers affordable health care, dental, vision and Medicare plans in Philadelphia and southeastern Pennsylvania. .

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